From the category archives:

Mortgages

When is the Right Time to Refinance?

April 14, 2010

Many homeowners ask the question, when is the right time to refinance? There is no clear cut answer but here are some guidelines to follow. The owner must keep in mind that there are closing costs all over again when a home is refinanced, particularly with a bad credit mortgage loan. This could add be [...]

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Buying Property in Japan

February 24, 2010

The barriers to owning property for a gaijin may be less now than in the past, but there are still many pieces of information to remember when looking to purchase property in Japan. Prices have been on a consistent rise in recent times, but they are still far less than what they were before the [...]

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What Is An Adverse Credit Remortage?

February 22, 2010

This article will attempt to explain what exactly and adverse credit remortgage is and why it may be necessary.  The phrase adverse credit is not used as commonly as other phrases, such as poor credit or most popularly – bad credit.  However it means exactly the same thing.  In effect you are considered to have [...]

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Is Foreclosure Debt Taxable?

February 10, 2010

The mortgage debt relief act that was put into effect in 2007 helped a lot of people with foreclosure relief. It allowed people to exclude the “income” they earned on the debt that was forgiven when their home was foreclosed. It isn’t that simple however, there are tax forms that need to be filled and [...]

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Is it Time for a Bad Credit Mortgage Refinance?

February 9, 2010

The economical situation that we just came out of has created a lot of havoc in millions of people budgets and meant that they have not been able to meet their credit commitments. This has forced them into that category that banks deem unfit for a mortgage refinancing despite it not being their fault. The [...]

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Can Mortgage Protection Insurance Save Your Home?

February 3, 2010

One of the safest ways to protect your home from being lost in the event you should lose your job or your employment for any reason is with mortgage protection insurance. Sometimes called MPI for shorthand, this is a type of insurance that is recommended to all homeowners because of its proven history of saving [...]

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Can I Use the Tax Credit With Lease to Own Homes?

February 1, 2010

Lease options and rent to own homes are becoming more and more common as fewer individuals are actually able to qualify for a home mortgage.  One question that many people have is that when buying lease to own homes, are they actually able to qualify for the $8,000 first time Homebuyer Tax Credit that is [...]

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Bad Credit Mortgage Loans – Finding the Best One for You

January 31, 2010

It finally seems as though our economy may be coming back to life after a several year slump. This is indeed good news however many of us have not yet fully recovered from the years of high interest and rising prices endured during the Bush administration. Many people are now facing large amounts of debt [...]

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Buying Your Own Home

January 27, 2010

When the time comes to buy your own home for the first time, it can be pretty scary! The most important thing you will want to make sure of is that you can actually afford it. Nobody wants to have their home repossessed because they can’t keep up with the mortgage payments. One of the [...]

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