From the category archives:

Saving

You May Not Be Able To Retire If You Do Not Save Your Money Now

June 4, 2011

Today many people are finding that they can not retire, or retire they way they had wished to because they have not made the necessary savings they would need. The amount of money it takes to retire is reportedly rising each year, that means that for a young adult to retire it will take more [...]

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Cut Down on Your Shopping Bills

April 11, 2011

Some people enjoy shopping, others hate it, but shopping is just one of those things that we have to do on a regular basis to keep our homes ticking over. If you’re trying to improve your personal finance situation or just save some extra cash then cutting down on your shopping bills can really help, [...]

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Benefits of Following Ways to Save Money

February 15, 2011

Have you decided to tighten your purse? If so, you may benefit from several ways to save money. This task is not easy especially if you don’t know the first step to take. What you should do first is to set how much you can afford to save. By doing this, you can orient yourself [...]

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Financial Planning: When Parents Pay for Their Child’s Wedding

February 9, 2011

Many people are waiting until they are well settled into their careers to get married and therefore often pay for their weddings themselves, this is still not always the case. And probably most parents should give some forethought to the issue before the time comes. Even if your children do pay for much of their [...]

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Is An Early Roth IRA Withdrawal Right For You?

June 7, 2010

So you want to take an early withdrawal from your Roth IRA, and you’re wondering what, if any, IRA penalties you will incur because of this. Chances are, it’s a bit more than you want to pay.  Let’s take a look at how and why you can avoid some of these penalties. A Roth IRA [...]

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Insurance Funding Techniques With Immediate Fixed Annuities

June 4, 2010

Used correctly, immediate fixed annuities are a good tool for planning your finances. Though some financial planners give such products a negative review, overcoming their limitations can be accomplished with proper planning and education. Immediate annuities provide a fixed income to their owners for a designated time period. Starting with a paid, lump sum premium [...]

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Is Early Retirement Remotely Possible?

May 8, 2010

Traditional retirement is a thing of the past for most Americans.  The days of one person getting a job and working there until the day they retire are long gone.  Furthermore, we have experienced market crashes where many have seen their investments plummet, we’ve had record foreclosures, double digit unemployment, underfunded 401k and a bankrupt [...]

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