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Michigan Bankruptcy

Getting quotes for Bankruptcy Attorney fees

by J. Hamilton Fraser on February 11, 2010

If you are in process of gathering information for filing bankruptcy you will find it difficult to just get one base quote due the differences from bankruptcy case to bankruptcy case. The problem is exacerbated with the differences of work involved with each chapter of bankruptcy. Generally, Chapter 7 bankruptcy is a fairly simple process. However, filing Chapter 13 is more difficult. Therefore, finding a Michigan bankruptcy attorney willing to give you a base quote will be difficult.

To overcome this you can start by researching your case and coming up with the general qualifications for which chapter of bankruptcy your case will belong to. Some qualification ideas would be to identify what your annual salary is along with what your state considers as the median income for a family of your size. The reason this helps is because when you begin calling attorneys you can tell the office you are looking for basic quotes for a basic bankruptcy. As a matter of example, you would call the first attorney and say; I am looking for a quote on a basic chapter 7 bankruptcy. You continue to explain that you are under the median income for your state and you do not have any equity in my home or additional assets. However, if you call the attorney and tell them you are over the median income for your state and you have assets( home equity) you will have given the attorney enough information where they can ask how far over the median you are and how much do you estimate as having in assets. The attorney can then give you a ball park figure of how much the chapter 13 bankruptcy case will cost, and  approximately how much to expect in bankruptcy attorney fees.

Law firms are typically reluctant to give any quotes over the phone. However, if you provide them with the information above while telling them you are fully aware that they are not able to give a specific quote until they have looked at your case you should have more success in achieving your goal of getting a basic quote while learning a little bit more about your situation before you ever meet with an attorney.

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